If you are anything like the rest of us, you may have hit the plastic a little hard over the break.  And it’s possible you may be consoling yourself with the thought that at least you earned plenty of reward points for your efforts.

Unfortunately, according to the latest Reserve Bank survey, the banks have been moving the goalposts away as fast as we have been running towards them. Any bets on how much you’ll have to spend in 2010?

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